Sending Money
1. Using A Credit Card
Customers can use any credit card to send money online to their recipient. Credit cards offer a quick and convenient way to send money online both in large and small amounts. Each customer is limited to sending up to $1,000.00/per transaction. Make sure that when you use a credit card, you have the right credit limit from the company that issues the card to make the online transaction. We apply affordable applicable fees per transaction as low as $3.99 per money sent overseas, and $1.99 per transaction done within the US, plus applicable taxes. But please remember, your credit card company will apply their own separate fees for your withdrawal in sending the money. Once you are a registered member, you will be provided with all this information. All customer transactions are guaranteed to be processed in a very secure manner.
2. Using A Debit Card
Customers can use their debit cards to send money by withdrawing money directly from their attached bank account. This form of payment usually doesn’t come with extra fees from the bank such as annual fees and withdrawal charges or interests added when the customers use their credit cards, which we really discouraged to use. All customer transactions are guaranteed to be processed in a very secure manner.
3. Automated Clearing House (ACH)
Customers can send money through Automated Clearing House (ACH) electronic transfer, a bank-to-bank money transfer that provides a convenient way of payment to anyone. This mode of payment will take 3 to 5 business days, depending on the bank. This is very helpful for paying mortgage and utility bills. Customers need to set up an automatic recurring transfer to utilize this to pay their bills. However, some banks do impose limits on how much money can be sent through an ACH transfer. In multiple ACH transfers, banks trigger an excess withdrawal penalty for savings accounts. There can be delays in ACH transfers, and customers may be hit with late fees if their transfer completes after the due date. To use ACH transfers, you’ll need to enter your bank account and inform your bank provider that supports ACH. You must verify your bank account before requesting authorization to use it in sending money or payments. Similar fees will be charged in sending money overseas or within the 50 US continental States.
4. Virtual Cards
No credit cards or debit cards due to having bad credit? We understand that some people suffer low credit scores and bad credit due to major negative events that impacted their lives. Considering these life circumstances, now with smartphone and tablet technologies, we offer all customers digital payments by using our virtual cards. Customers can purchase our virtual cards at a very affordable price with no other hidden or arm and leg extra fees. Customers can utilize this in doing their secure online transactions anytime. The virtual cards will enable customers to send money and make payments electronically. This method is a fast transaction as it reduced delays in sending cash to anyone. Customers will not go through bank processing as it is a prepaid card.
5. eChecks
eCheck payments are conducted online. In the U.S., businesses use the ACH merchant network to withdraw money from the payer’s checking account and deposit the funds directly into the payee’s checking account. Customers validate their eCheck payments by authorizing the transaction on a website or signing a contract.
This mode of payment can be processed faster than a paper check and may offer lower processing fees than certain credit cards. However, there is the potential that online hackers can gain access to customer banking information and computer glitches can lead to faulty withdrawals.