Saving isn’t just about stashing cash—it’s about creating freedom. Whether you’re building an emergency cushion, preparing for a dream trip, or stacking bricks toward financial independence, your money should work for you, not keep you up at night.

Start with a Goal (or Two)

Break your savings into clear, meaningful targets:

• ·      Emergency fund: $1,000 for starters, then build toward 3–6 months of essential expenses.
•        Travel fund: Set a goal amount and timeline. For example, “$800 in 4 months” = $50/week.
• ·        Big dream savings: Down payment, car, startup capital—name it and frame it.

Put a sticky note with your goal on your mirror or set a reminder in your phone: “This isn’t just money—it’s your future buying power.”